Budget and Credit Classes – Scope of Service

Budget and Credit Classes – Scope of Service

The class will be a 4-6 hour class. The class will provide forms to

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set up budgets with instructions on how and what to do. It will provide savings and debt reduction tips. The class will identify signs of financial trouble. Tips
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for avoiding scammers will also be included. The class will feature the following:

1.   What is a budget?

2.   What is a spending plan?

3.   How do you track your spending?

4.   Setting goals

5.   Understanding the importance of personal money management

6.    Pitfalls                                            

7.    Understanding Credit

8.    Credit History

9.    Credit Scores

10.  Credit Bureaus

11.   Improving Credit

12.   Disputing

The clients are provided a book for each individual class attended. All classes are comprehensive and require participation. Clients are encouraged to schedule a follow-up appointment wherein client’s

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credit report will be pulled. Client will benefit from this one-on-one counseling session by learning how to repair his/her credit in order to improve his/her credit score. Client will be given a certificate of completion after attending this one-on-one counseling session. Client may follow-up as needed.

Budget and Credit Classes for 2013


Budget and Credit classes will be held on the second Saturday and 3rd Wednesday every month.


enroll please call: 239-768-2013.



Saturday Classes 9:00 AM –

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Until                 Wednesday Evening Classes 6:00 PM - Until


May 11                                                                        May 15

June 8                                                                          June 19

July 13                                                                        July 17

August 10                                                                  August 21

September 14                                                          September 18

October 12                                                                

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October 16

November 9                                                              November 20

December 14                                                             December 18

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